i signed for a car and the entire transaction has been for lack of a better term a complete clusterf*ck. ended up having to go back to the dealer to resign paper work not 1 not 2 not 3 but 4 times. they assured me each time that everything is done apologized and thanked me . the finance comapny has contacted me 3 times for various paper work that was already faxed over by the dealer(multiple times). now they(finance company) are saying i don' t have insurance on the vehicle and that they'd be adding $2k to the principal and another $40 to the payments ... i immediately had Allstate fax over proof of insurance.at this point i don't care who's fault it was it's been the most time consuming, tedious, and just plan annoying purchase ever, and i want no parts of it if i have to call on a biweekly basis. i've had the vehicle for coming up on 2 months is there any n.c. clause anything in general that can help me get out of this?



[Edited on January 25, 2008 at 8:04 PM. Reason : .]

1/25/2008 7:56:39 PM

they can terminate user names, but not vehicle purchases here.

1/25/2008 7:57:08 PM

call Clark Howard.

1/25/2008 7:58:26 PM

^i second that, but you might have to wait till monday. i dont know if he does his show on the weekends

1/25/2008 8:36:28 PM

Quote :

"i've had the vehicle for coming up on 2 months "

Its your's now for sure.

1/25/2008 9:37:11 PM

Quote :

"If they say no, tell em it's either one of two ways: either one, you, Andriy, own the car and will pay the financing based on the terms offered, or 2, Andriy doesn't own the car and so here it is, thanks for the free ride, give me my money back or I'll sue you in small claims court."

http://tinyurl.com/3awshp

Not exactly the same situation, though.

Is there some reason that you haven't, yourself, taken papers from the dealership to the loan company?

Who is the finance company?

[Edited on January 25, 2008 at 10:25 PM. Reason : tinyurl]

1/25/2008 10:22:20 PM

If I was in your situation I would call everyone involved and make empty threats while screaming obscenities until the problems were rectified.

That is probably not the best course of action, but that is what I would do.

1/25/2008 10:31:53 PM

honestly, wtf? They want to add more for insurance? Are they effectively trying to sell you insurance - which you already have?

One way or the other, the answer is going to be no, payments will be done by the contract or else lawyers will get involved.

1/25/2008 10:44:48 PM

Tell us which dealership this was so that we can avoid it.

1/26/2008 11:49:56 AM

the dealership is auto finders and the finance company is regional acceptnace

1/26/2008 5:39:34 PM