i dont know if I can use this to pay off my Best Buy credit card balance, so if I cannot, what should I buy with it

12/26/2007 7:49:23 PM

a 3' monster cable

12/26/2007 7:52:41 PM

thats not a very safe length to leash a monster

12/26/2007 7:53:56 PM

buy some direct tv so you won't miss a single wolfpack basketball game!!!!111

12/26/2007 7:54:58 PM

don't worry man it's just howie mandel in monster make-up

12/26/2007 7:55:19 PM

i want a tomtom one traffic antenna but i didnt see any on their website

12/26/2007 8:07:04 PM

If you go shopping go right before they close at night. (like an hour before)

The stores are packed all day this time of year.

12/26/2007 8:11:26 PM

yeah gps accessories are like 40% off today.

12/26/2007 8:13:24 PM

if you can't use it to pay off your Best Buy credit card balance, that's fucking gay

12/26/2007 8:14:18 PM

Why would they allow that? It would not generate any revenue for them whatsoever.
I am 99% sure you cannot apply gift card funds to a credit card.

12/26/2007 8:20:34 PM

Quote :

"a 3' monster cable"

lol...that's what i was thinking as well

12/26/2007 8:20:54 PM

you can get the third season of the office for 20 bucks

12/26/2007 9:06:12 PM

A crapload of blank CDs.

12/26/2007 9:10:35 PM

i dont watch the office

yes, i know, gasp



and doh..the back of the card says "not valid as payment on best buy credit card"

[Edited on December 26, 2007 at 9:49 PM. Reason : ]

12/26/2007 9:47:43 PM

ahahahaha

people wanting to come into the (retail store) i work at wanting to put gift cards on their credit balance are priceless.


"but isn't it as good as money?"

retards. go sell it for cash, and then it is.

12/26/2007 9:58:52 PM

i dont see why it cant be allowed

ultimately the gift card was paid for with actual money

the credit card theoretically pays for an item

this is just replacing theoretical with actual

12/26/2007 10:04:34 PM

Yeah except best buy has already gotten the money from the credit card purchase, they got it when you spent it. They also got the money from the gift card purchase when it was bought.

Now how to they stand to benefit from allowing you to pay off your balance with Household Bank or whoever is doing their cards now? They would actually end up losing money because the gift card purchase, best buy card purchase, and probably the check card that bought the gift card incurred processing fees. The only way they can profit is if you spend the money from the gift card on a product that they have a margin on.

They cant count unredeemed gift cards as income so they need you to spend your gift card on product.

12/26/2007 10:11:05 PM

blast


oh well guess ill get a product from them to help their cause then

12/26/2007 10:12:05 PM

its very simple dudes

the issuing bank of the best buy (or other retail outlet) credit card does not want store credit at best buy. they want cash or checks.

12/26/2007 10:19:14 PM

Quote :

"Now how to they stand to benefit from allowing you to pay off your balance with Household Bank or whoever is doing their cards now? They would actually end up losing money because the gift card purchase, best buy card purchase, and probably the check card that bought the gift card incurred processing fees. The only way they can profit is if you spend the money from the gift card on a product that they have a margin on."

Yeah most people don't realize that their store credit cards almost never represent a debt to the store- it's almost always a real bank or holding company. Most best buy employees don't know that either which is why they'll say jack-ass shit like:

Quote :

" ahahahaha people wanting to come into the (retail store) i work at wanting to put gift cards on their credit balance are priceless. "but isn't it as good as money?" retards. go sell it for cash, and then it is. "

This attitude reminds me of the guy I worked with at Radioshack back in highschool who would roll his eyes when people didn't understand that they couldn't return things purchased from the radioshack catalog or website to the store. Sure it says this on the online recipt and the back of the catalog, but if you've worked in retail for more than a week you know that people hardly bother to read giant signs right in front of them let alone fine print.

Rather than act shocked and condescending when a customer doesn't know your policies- maybe explain that the debt they have isn't with the store but with a financing company and that financing company will not take gift cards as payment. If they ask why you can pay off bills in the store, just explain that, as a service to your customers, you offer them that convenience but that since gift cards are for merchandise only they can't be accepted as payments for the outside financing company.

12/26/2007 10:28:16 PM

Not to mention, Best Buy Credit cards are actually through HSBC. So when the gift card was purchased, the money went to Best Buy *not* HSBC. It would probably be a real pain in the ass to deal to (a) shift the money from one company to another and to (b) adjust store and district revenues, etc. Now if BBY chose to operate all of their own credit, it might be a different story; but most retail stores do not issue their own credit and go through a larger company like HSBC. I have several store cards that are all run by HSBC.

Added: Uhm. . .I don't know any Best Buy employee especially customer service rep. except for the high schoolers in the front lanes that are not aware of how the system works.

[Edited on December 26, 2007 at 10:32 PM. Reason : Ack. Some one got to HSBC before I did.]

12/26/2007 10:29:56 PM

I wonder if any large store chains still bother to run their own credit services. I doubt it, why take on extra liability when you can just collect commissions and extra purchase-revenue while letting another company absorb the risk and hassle.

12/26/2007 10:31:35 PM

Some stores will operate credit/financing services for their employees, but I cannot really think of an actual chain store that runs credit/financing for customers. I did have one mom and pop store that "financed" a coffee table for me when I was a teenager, but that's entirely different.

12/26/2007 10:36:17 PM

so what should i buy with the $80

12/26/2007 10:43:43 PM

^^^^^ There's a difference between being a douche inside a store and bitching about it later on the internet. You don't keep your job being a douche inside the store. I still have my job because I get to vent on the internet and not on my customers, without whom I would have no food.


oh and you should buy one of those little r/c helicopters with some of that $80. Those things are sweet.

[Edited on December 26, 2007 at 10:53 PM. Reason : .]

12/26/2007 10:51:48 PM

i would, but i havent been 12 yrs old in over a decade

12/26/2007 10:56:14 PM

Then you're missin out, they've changed over a decade

Just sell it on ebay or CL, they always seem to pay more than its worth.

12/26/2007 10:58:53 PM

dweedle my advice is that you buy the ultra collectors edition of Children of Men

12/26/2007 11:03:10 PM

buy some porn off the geek squad

12/26/2007 11:04:33 PM

Quote :

"a 3' monster cable"

Just priced out 2 20' instrument cables... they're crazy to want that much.

12/27/2007 12:21:45 AM

me and the roommate went to best buy and i just couldnt find anything i wanted to waste 80 bucks on, so i will just save it for later

12/27/2007 7:56:26 PM

i'll give you $5 for it

12/27/2007 7:56:54 PM

even my roommate offered $60

12/27/2007 8:23:43 PM

video games!

12/27/2007 8:23:47 PM

i looked at the 360 games and just nothing appealed to me at all

12/27/2007 8:26:08 PM

i am learning how to play lego star wars on ps2

12/27/2007 8:27:08 PM

^haha my friend back home was playign that when i went to his place...he liked it

12/27/2007 8:30:20 PM

go fuck yourself shithead

12/27/2007 8:33:43 PM