^ As anyone here will tell you, I'm certainly no Carter defender. But in fairness to Carter, his new book, White House Diary, was taken from tapes he recorded at the time of his presidency. It's not like Carter just up and decided to feel this way now. And I do think his thoughts during the time of his presidency represent an important artifact.
9/21/2010 8:17:38 PM
just got notice that my current monthly premium...as a single man, 29 years old and in great health, is going up 45%.thanks, Obamacare.
9/21/2010 10:26:20 PM
that's interesting. i switched providers not too long ago and dropped my premiums by 20%thanks, free market
9/21/2010 10:31:05 PM
^^ Who is your provider?These people are thanking Obamacarehttp://www.wcnc.com/news/health/Blue-Cross-NC-regulator-talk-about-premium-hike--103274434.html
9/21/2010 10:41:24 PM
I love how many insurance companies are using healthcare reform as an excuse to sneak in premium hikes and make more profit.
9/21/2010 11:23:37 PM
^ I love that you can just make stuff up and post it.
9/22/2010 12:15:17 AM
^^ Don't you dare act shocked. We told you this would happen. When everyone is required by law to purchase your products, you can charge whatever you want.
9/22/2010 1:03:40 AM
^they are required to provide insurance for people they normally wouldnt have given it to bc of risk. Then they are required to charge within a certain percentage of everyone else...thus bringing up everyone else's premium costs.Dont you recall the whole "premium discrimination" BOO term the dems were using during all the debates. Even one got pissed that his premiums are going up bc he had health issues, saying it wasnt his fault.... well it damn sure isnt mine. This is why we need HSAs. imo
9/22/2010 9:39:35 AM
9/22/2010 10:48:29 AM
yes, it is annoying. i've had to switch providers 5 times over the last 3 years and it's a pita every timebut all large companies know that once they get you, you're less likely to switch simply b/c it is an inconvenience. that's why they spend so much money trying to attract your business in the first placeit's not unique to healthcare, and it has nothing to do with obamacare. you're still free to find another provider, you just don't want to
9/22/2010 11:49:21 AM
no I will.but I have never had a premium go up almost 50%. that isnt normal.
9/22/2010 12:00:53 PM
one can speculate the insurance companies want to raise premiums to pay for more coverageone can speculate the insurance companies want to raise premiums to make more money, using the healthcare bill as a scapegoati dunno which is true, but i'd speculate it's some of bothi suppose you could look at their financial statements to tell just how much more per person they are spending on coverage, spending on regulation compliance, spending on employee compensation, etc
9/22/2010 12:20:41 PM
don't know if this has been posted before:http://www.crashcartproductions.com/"The Vanishing Oath" is a good film, probably a must-see, for anyone interested in the current health care situation.
9/22/2010 12:27:15 PM
who is speculating? I posted an article about 2 weeks old from the Wall Street Journal with direct quotes from providers. it is simple math. you are going to add A LOT of people to the insurance rolls who have never paid into the health insurance system. they have nothing "built up" in the system to cover their costs. it is way too simplistic and extremely naive to call it "greed," especially with how regulated the insurance industry is and the fact that most of them are publicly held. health insurance premiums for those of us buying them on our own are going to skyrocket in the next 10 years because of OBAMACARE. hopefully, our Congress will come to its senses and block funding for that abomination of a bill.
9/22/2010 12:32:44 PM
i mean for example, BCBS of maine was allowed a 23% premium increase and a 0.5% profit margin. All that money goes directly to healthcare providers. There the ones gouging the shit out of everyone and insurance provides a convenient shield and scapegoat to the real costs of care.All health insurance in both public and private form should be completely eliminated if you want to actually control healthcare costs.
9/22/2010 12:37:06 PM
9/22/2010 12:45:53 PM
you can be grateful for the life-saving physician skills and services and still be shocked and outraged that it costs tens of thousands of dollarsi have no idea if that kind of cost is justified by the medical equipment, staff and other costs required to perform that kind of procedure, but you can't deny it sure does cost a hell of a lot. and somebody's got to pay for it - whether it's spread across a health insurance system, or isolated to whatever unlucky person needs it in a system where health insurance is optional[Edited on September 22, 2010 at 12:57 PM. Reason : . ]
9/22/2010 12:54:22 PM
9/22/2010 12:58:42 PM
why are you so quick to trust the reasons why the insurance companies want to charge you more money?if my cable, phone, water, electricity providers wanted to charge me more b/c they were projecting for "future costs", i'd be a little hesitant to jump on board
9/22/2010 1:08:16 PM
9/22/2010 1:24:36 PM
^if the govt mandated that cable companies have to provide HBO and pay per view movies to everyone regardless of their ability to pay.... and then my bill went up... I would understand.Kinda like when gas prices go up, so does the cost of milk.
9/22/2010 1:28:09 PM
9/22/2010 1:35:52 PM
9/22/2010 1:48:17 PM
9/22/2010 1:55:00 PM
9/22/2010 1:59:17 PM
If ObamaCare is so great, why are congressional Democrats fleeing from it? Let me guess: mean old Republicans again? Democrats Flee as Obama SpeaksSeptember 22, 2010
9/22/2010 2:08:34 PM
^^there is very little research done on what procedures should cost. They just pick the highest number they can bill insurance for. I posted one bit of research earlier in the thread done by some university. They picked a few common procedures and ilnesses (some heart related surgery and pnumonia iirc) and they found in places with very low to no insurance coverage, prices for the surgery were orders of magnitude cheaper than places with the best insurance. The cheapest place was about $1500(billed to patient) and the most expensive was like $80,000(billed to insurance). The more expensive hospital had a 1% better survival rate. In the case of pnumonia, the lower cost hospitals provided better quality care at lower prices.Thats where we need to be looking. I work in the healthcare industry as a service provider to hospitals and other care providers and every single one of them is filled to the brim with dumb shit. Like right now we have a hospital where 30% of their critical lab values (labs that found problems) dont ever make it back to the requesting doc or the patient. Its obscene and just one example.[Edited on September 22, 2010 at 2:16 PM. Reason : j]
9/22/2010 2:15:46 PM
9/22/2010 3:01:49 PM
why wasn't torm reform part of the bill? i don't remember and 10 seconds on google didn't help
9/22/2010 3:10:40 PM
^^^ The quote goes something like: For every complex problem, there is a solution which is simple, neat, and wrong.If you had an easy way to streamline practices and cut waste while still abiding by the ever-increasing documentation dances, you wouldn't be posting on TWW, you'd be chilling in your new mansion on your new private island. The fact that patients who don't require the administrative burden of insurance can be charged less should not be surprising. I will say that I think physician's should be able to make public their rates for each and every procedure to allow for comparison "shopping", but I don't know if the well-insured population would care - they aren't paying the lion's share, if anything they would probably want to "get their money's worth".From your post, I'm not sure you understand how providers are reimbursed, especially by insurance. Every payment for every procedure is spelled out in a negotiated contract. Why would an individual NOT negotiate for the highest possible rate for his or her services? Are you instead saying that the main impetus for increasing health care costs is providers fraudulently billing for services which were not provided?[Edited on September 22, 2010 at 3:11 PM. Reason : ]
9/22/2010 3:11:05 PM
9/22/2010 3:15:09 PM
9/22/2010 5:15:18 PM
9/22/2010 7:02:37 PM
9/22/2010 8:27:33 PM
9/23/2010 1:34:18 AM
^ Eh, I'm sure the increased costs aren't helping any, but I seriously doubt that health insurance is "one of the biggest causes of stubbornly high unemployment"
9/23/2010 8:04:53 AM
I am not a fan of congress' health-care reform, but I'm sure unemployment would be the same with or without it.
9/23/2010 8:45:53 AM
businesses couldn't afford health care before the health reform bill. remember how premiums have been going on by double digits for most of the last decade?
9/23/2010 9:33:31 AM
there are a lot of businesses in my area that dont provide health insurance. We pay a lower hourly wage yet offer health insurance. My stepfather has recently dropped the health plan for their business as it has gotten too expensive to keep, but give their employees a fixed amount each month to help them buy their own.Forcing businesses to pay for health insurance increases costs of employment. Its that simple. When business is down you will tend to do more with what you have to keep your fixed costs down. In some businesses the only way to do this is to let go of employees.
9/23/2010 10:07:27 AM
yeah but like you said, if businesses don't provide health insurance, they have to increase salary compensation to keep overall compensation competitive enough to retain and attract employees. so it's not really an increase in the cost of employmenta health system where health insurance is primarily provided by an employer definitely has some downsides, but hey, that system also has been in place long long before current health reform came onto the scene. you can't just eliminate that segment of the system[Edited on September 23, 2010 at 10:16 AM. Reason : .]
9/23/2010 10:15:18 AM
Raise your hand if you didn't see this one coming from a mile away:
9/23/2010 2:14:14 PM
9/23/2010 2:28:44 PM
9/23/2010 3:30:28 PM
The corporate state roles on. Now thanks to Obama and the new Healthcare law, thirty companies and organizations, including McDonald’s (MCD) and Jack in the Box (JACK), can enjoy the profits that come from a competitive advantage over their competitors which are too small to get a waiver from Obama. As government grows, corporate profits grow.
10/8/2010 2:31:13 AM
The disturbing thing is that these waivers are doled out on a case-by-case basis, which means that ultimately, the companies with the most power and influence will be the ones allowed to "opt out." But hey, at least we passed something, right?
10/8/2010 11:12:13 AM
hey hey hey - we won't have any of that realism here. this is the era of obama!
10/8/2010 7:04:22 PM
THe last three posts are dead on. This waiver stuff is pretty scary. Too much power in one individual. imo
10/8/2010 9:54:06 PM
11/2/2010 3:19:22 PM
That statement really isn't against healthcare reform.
11/2/2010 5:40:34 PM
WOOPS! AARP raising insurance premiums for its employees...http://www.google.com/url?sa=t&source=news&cd=1&ved=0CC8QqQIwAA&url=http%3A%2F%2Fblogs.wsj.com%2Fhealth%2F2010%2F11%2F05%2Faarp-raises-insurance-costs-for-employees%2F&rct=j&q=aarp%20insurance&ei=CHDUTMijKML6lwfquciCBQ&usg=AFQjCNExew3P-mIx-4Qs27txkT4iKk4b9w&sig2=-b8IMOKY-nPWMFxAL4OyPA&cad=rjathx, ObamaCare, for lowering our rates!
11/5/2010 4:59:58 PM