^And...-- Eliminate all laws that prohibit Doctors from advertising their prices. Let some competition in.-- Eliminate laws that forbid doctors from giving discounts for cash purchases.-- Allow Limited Liability Contracts between doctors and patients. Consensual caps on malpractice suits will lower insurance costs. Everytime I hear a democrat politician dismiss a private sector solution, it just reminds me that they are less interested in reforming healthcare and more interested in growing gov't control over our lives.
12/17/2009 10:32:08 PM
12/17/2009 10:35:12 PM
^^ Might as well add to that discourage laws that prevent doctors from selling their services on a subscription basis (see NY). Unfortunately a lot of those are state level laws as well, but elimination of any similar laws on the national level would make it easier to change it at the state level.
12/17/2009 10:41:31 PM
12/18/2009 4:38:29 AM
12/18/2009 11:05:51 AM
12/18/2009 11:47:11 AM
the current bill requires you to buy insurance, but only penalizes you (I think) $750/year if you dont (which is a lot cheaper than actually buying insurance) and still allows you to get insured at a later date, regardless of what happens.its pretty easy to see what will happen. some are going to choose to pay the $750/year penalty instead of the $150/month or whatever a plan costs them. then they are going to get sick, go get the insurance they shouldve had the whole time and the insurer is going to be forced to cover them. the insurer is going to be forced to raise everyone's rates to cover these instances. the pre-existing conditions thing is the fly in the ointment.
12/18/2009 2:42:26 PM
Well, Senator Nelson announced he'd support the bill.
12/19/2009 11:22:15 AM
America is officially fucked.
12/19/2009 11:53:24 AM
12/19/2009 11:55:50 AM
Don't worry, dude. We're going to "tackle the deficit" next year and everything will be "fine."
12/19/2009 11:59:39 AM
12/19/2009 12:12:03 PM
THE SKY IS FALLINGReally, though. I wish the archives went back to 2003 so I could quote some of your opinions on Medicare Part D (which wasn't even paid for)
12/19/2009 12:21:53 PM
^^ You'd have more credibility if you said Congress. If this bill fails (and it still could) the GOP will pick it up, make it their own, and run on a bastardized version in 2010.
12/19/2009 1:26:49 PM
12/19/2009 1:39:24 PM
12/19/2009 2:48:51 PM
12/19/2009 3:14:23 PM
^ Nothing you just posted implies we pay more. The status quo is they go to emergency rooms for colds as it is, we pay for it. The pre-existing conditions clause very well could make everyone else have to pay more, but penalizing people that don't pay for insurance isn't one of those ways.I haven't dug deeply into the economics outside of what the CBO says, but the fact the insurers are so eager to support this must mean it isn't going to hurt their bottom line via that mechanism, thus it won't hurt our bottom line via higher premiums. Via higher taxes, maybe.[Edited on December 19, 2009 at 3:19 PM. Reason : .]
12/19/2009 3:18:56 PM
In principle, costs will decrease:-Hospitals currently have to increase their patient fees by 15% or more to cover losses due to uninsured patients. Reducing the number of uninsured patients should allow hospitals to lower their fees.-Insurance companies will pay out less money for smaller hospital bills and get an increase in subscribers.-More insurance-holders means more people choosing preventative care, which means more expensive crises averted. Thus, less expensive payouts from insurers. Of course, having to cover those with pre-existing conditions will mean higher costs, but eventually we would all end up paying for it anyways in the form of higher hospital fees for everyone.It's one big economic experiment, but not terribly radical relative to economic legislation of prior decades.
12/19/2009 3:31:48 PM
12/19/2009 3:54:48 PM
12/19/2009 4:24:16 PM
12/19/2009 4:42:49 PM
12/19/2009 5:52:52 PM
So what you're saying is the private health care industry is a ponzi scheme, but we shouldn't consider reforming it?
12/19/2009 6:28:08 PM
bottom line is this.this will fail in its format if you cover pre-existing conditions for people who do not carry a policy. most people will opt to pay the $750 penalty rather than pay for their own policy which would be more expensive.
12/19/2009 7:03:16 PM
12/19/2009 7:06:10 PM
^In case you can't see it, that's giving a "Don't hotlink my stuff" image.
12/19/2009 7:08:10 PM
12/19/2009 7:27:12 PM
12/20/2009 5:49:46 PM
12/20/2009 6:07:35 PM
12/20/2009 7:34:07 PM
12/20/2009 10:43:48 PM
12/20/2009 10:57:54 PM
the nc museum of history had an exhibit on that for years before they decided they needed to make money and put some special stuff ini loved to chill out on the coughing part in the sanatorium
12/20/2009 11:36:08 PM
12/21/2009 10:48:12 AM
Yeah, it's not though. A big part of the problem is that insurance companies are paying for all of these routine expenses, rather than unexpected expenses. Insurance operates by taking premiums from a lot of people in order to pool the risks together. Like someone mentioned in this thread or in another thread, if you start covering not just risks but normal expenses, it's no longer insurance. It's a group savings account, which is terrible, because other people are usually going to use the "savings account" funds a lot more than you, but they might pay similar premiums. Premiums can only go up, and having a "minimum services floor" is a contributing factor.
12/21/2009 10:57:56 AM
SOLD: Sen. Nelson's Bribe
12/22/2009 5:01:04 AM
Come on, if the Republicans had wanted to do anything, lord knows they've had their chance. They may have some good ideas, some that would be common sense no-brainers, but the truth of the matter is that they have never tried to get involved. That's because anything that passes with the name healthcare reform on it is a win for Obama the Democrats, and magnifys the Republican's failure (or unwillingness) to get anything done that has their name on it.Or, in the words of GrumpyGOP:
12/22/2009 8:33:50 AM
A single Republican could have stepped forward yesterday and promised to vote for cloture if the Nebraska thing was removed.But they didn't. GG, GOP.
12/22/2009 8:43:05 AM
^^Even if Republicans got some stuff they wanted in the bill, it would still include all the garbage from Democrats, so they'd ultimately have to vote against it anyway. I'm not sure if you've ever heard of taking a principled stand against something that you think is bad for the country. It's not always just partisan bickering.^Yes, a Republican also could have stepped forward and promised to vote for cloture if the bill was changed entirely, but it wouldn't have happened. It would be better to not vote for cloture and let Democrats get stuck with this pork-filled abomination of a bill.
12/22/2009 8:56:23 AM
12/22/2009 9:08:38 AM
You can't have it both ways d357r0y3r. Either they want to get some of their ideas installed, or they don't. I think history has shown that they don't.
12/22/2009 9:11:31 AM
We now have a bill that exactly fits what insurance companies have been asking for since last summer.
12/22/2009 9:20:42 AM
There was a great special about healthcare on Stossel. Easiest way to watch it is here: http://www.therightscoop.com/watch-%e2%80%98stossel%e2%80%99-from-fox-business-%e2%80%93-december-17-2009/He has John Mackey of Whole Foods on as a guest, and the audience seems to have a good balance as far as political views. Both Stossel and Mackey make a lot of good points. At one point, Mackey (in response to the comments of an audience member) said exactly what I had been thinking, which is that the current bill isn't providing healthcare. It's providing health insurance, and that's the wrong way to approach the problem.[Edited on December 22, 2009 at 9:45 AM. Reason : ]
12/22/2009 9:43:32 AM
^ It's a moot point ... because the Republicans haven't done shit about anything, except complain that nothing is the right approach ...
12/22/2009 9:53:37 AM
^^ Are we talking about the same John Mackey that went on Internet message boards and trashed Whole Foods' competition like a 12 year old schoolkid? I'm not surprised that Fox Business thought he has credibility on anything.
12/22/2009 9:57:02 AM
It's not a moot point. Forcing everyone to buy insurance is the wrong way to bring down costs. That's just going to bring up costs, guaranteed. Republicans have come out with their own ideas for reform, some good, some bad. Democrats are in power, and they decide what stays in the bill, so I don't buy the idea that Republicans could have done something but didn't. In many cases, they were completely excluded from the debate.In any case, I don't really give a damn what Republicans have contributed to the bill, because most of them are still missing the point on healthcare. We need to let the market work here. More government mandates and regulations are not going to bring down costs. As Mackey says on the show, health services are not fundamentally different than any other good or service. Competition will bring prices down.^I don't know anything about that, but I also don't know how it's relevant.[Edited on December 22, 2009 at 10:07 AM. Reason : ]
12/22/2009 10:05:26 AM
^ Well, they did have eight years to implement something and didn't do anything ... so ... history tells the tale.Now all they can do is complain ... (of course, as I mentioned, they have no interest in success at this point).Confucius say:"When you let the train pass you by, you can't complain about others getting a ride" ....[Edited on December 22, 2009 at 10:17 AM. Reason : *~<]Bo]
12/22/2009 10:10:51 AM
12/22/2009 10:18:59 AM
Ive used this example many times. Great video.http://www.youtube.com/watch?v=3E29LD98ruoThe thing I would add is a dollar for dollar tax deduction for doctors/hospitals to see nonpaying/poor patients. It provides a real incentive and without the hassle of filling/dealing with medicaid.
12/22/2009 2:17:38 PM