Delta is beginning to suck hardcore. We've been loyal Delta. Every now and then we will get medallion when the stars align. But they have sucked away so much from their customers, and their skymiles redemption is expensive. AA seems to have the best redemption levels, but I hate AA even more than Delta (old crappy planes). I've had no problems with United.

10/9/2014 1:49:38 PM

I haven't had any issues with United. My biggest problem is there's no wifi. Why I still prefer Delta for work if it's a short flight. I lose a few hours of email flying United. Sucks.

10/9/2014 1:55:33 PM

Yeah, I think Delta still has the most updated fleet with all the extras. Unfortunately they know it.

10/9/2014 2:04:50 PM

My buddy works for United. He said they're working on the wifi issue. Flew Air Canada this week (through United) and they enforce no headphones during taxi, takeoff, and landing. Kind of annoying.

10/9/2014 2:07:06 PM

^^I flew into ATL on the crappiest plane ever (Delta). Then flew out on the nicest plan. Seems to have quite a bit of variance - at least in my experience.

10/9/2014 2:23:23 PM

Flew Lufthansa, for the first time last month. That was one nice flight!

10/9/2014 2:56:32 PM

Anyone have luck selling United Miles? Having a hard time getting Bruce to respond.

10/9/2014 3:46:00 PM

Yes.

10/9/2014 6:44:25 PM

where/when

10/10/2014 6:53:03 AM

brucergoldberg@gmail.com
brucergoldberg2@gmail.com

10/10/2014 9:42:07 AM

^ Like two years ago.

10/10/2014 10:54:41 AM

I was talking about more recent as mile values tend to change

10/10/2014 12:20:49 PM

Got an email from him on the 4th looking for airline miles and Chase and Amex points so he's still alive.

10/10/2014 2:28:09 PM

Ditto

10/10/2014 2:29:41 PM

okay so I found a script I was going to use (http://millionmilesecrets.com/2012/12/05/chase-business-reconsideration/) and finally got up the nerve to call the recon line.

It turns out I was already approved and the card is in the mail to me

where is my email telling me so? grr. all that nervousness for nothing

10/10/2014 2:43:51 PM

Yeah usually I either get a card or an denial instructing me to call the reconsideration line, via postal mail.

[Edited on October 10, 2014 at 2:57 PM. Reason : ^^^ +1]

10/10/2014 2:56:42 PM

the only other card I didn't receive instant approval for (my recent Amex Bus card) I received email confirmation a few days later sayign I was approved

Also - they gave me a $15k credit line, and I surely don't need that much. That means I'll have about 30k with Chase...is that a good or bad thing for my credit? I'm tempted to shut down my Sapphire preferred card before the fee hits...it makes me nervous having all these open CC's. I don't carry any balances.

[Edited on October 10, 2014 at 3:16 PM. Reason : lll]

10/10/2014 3:14:44 PM

Good

10/10/2014 3:26:33 PM

Open Credit is Good,makes your overall utilization rate look better.

10/10/2014 3:30:48 PM

Good thing.

Worst thing to happen is down the road at some point you might max out your credit ceiling with Chase, you'll get declined, then you call in for reconsideration and offer to move some credit limit from one older card ($5k of $15k eg) to open up the newer card.

10/10/2014 4:19:43 PM

Eugh, got hit with what I assume is a cash advance fee for my US Bank card via Serve.

10/10/2014 Cash Equivalent Fee $10.00
10/10/2014 American Express Serve $200.00

10/12/2014 8:49:39 PM

ouch

10/12/2014 9:10:38 PM

Yeah, crappy timing

http://frequentmiler.boardingarea.com/2014/10/11/serve-no-longer-safe-with-us-bank/

10/12/2014 9:28:05 PM

got my Ink Plus on Monday, hit the 5k spend yesterday (thanks to a big purchase at work)

I wonder if I should close my Sapphire card soon (annual fee hits in a few weeks)...I don't see a point in keeping it open (since the UR rewards points from that will be carried over to the Ink account, right?). Am I missing something?

10/21/2014 12:36:30 PM

The insurance on the sapphire is awesome, but if you are going to use the INK from now on I think you get the same benefits.

I got a free desktop computer because the one I had only had a 90 day warranty and the motherboard went bad. They double your mfr warranty on purchased items.

10/21/2014 1:13:22 PM

yeah, think pretty much every card has those standard Visa/Mastercard benefits. Only real benefit of the CSP is the 7% annual bonus (being phased out at the end of 2015) and the extra 1% on dining depending on how much you eat out. You can probably call and and get them to give you enough points to cover the annual fee or at least reduce it which is what I did the first year. Ink Plus still allows you to use Ultimate Rewards so just be sure to transfer your points to the ink card before cancelling.

10/21/2014 1:20:36 PM

I think this may have already been asked/answered in here, but that 7% bonus only applies to points earned via spend, right? (Like, I'm not going to be getting 7% on the initial 60 or 70k pts I got from the sign-up bonus)

If so, I don't think I use the card enough organically for that 7% bonus to mean much

10/21/2014 3:22:31 PM

how is the visa black card? Fees seem a little high, not sure if its just some fancy card or the benefits are actually solid.

seems to not have great reveiws.

https://www.creditkarma.com/reviews/credit-card/single/id/CCBarclays1240

10/27/2014 11:33:09 PM

weak
Stainless Steel Card – Patent Pending
An Industry-Leading Rewards Program
Exclusive 24-Hour Concierge Service
VIP Treatment at over 3,000 Properties
Unlimited VIP Airport Lounge Visits
Members Only – Black Card Magazine
Luxury Gifts from the World’s Top Brand

10/28/2014 11:24:03 AM

Antek: the black card sucks. If you are going to pay that amount, go ahead and get Amex Platinum with a far better benefits package.

We've had the Platinum for 2 years. I carry it for Lounge access, Fine Hotels, and some of the insurance travel protections it has. You also get $200 in incidental reimbursement, so the cost really is $475-200=$275. My wife and I both got our Global Entry fees reimbursed (around $100 a piece). But you have to travel a decent amount of justify it, and travel 'well'. Or you just have an expensive card with no benefits.

[Edited on October 28, 2014 at 1:29 PM. Reason : .]

10/28/2014 1:22:34 PM

Finally signed up for award wallet and it was nice enough to remind me my marriott free night expires in 3 weeks.

10/28/2014 4:50:44 PM

Probably going to waste my free Marriott night. There's literally no where with a cat 5 Marriott.

10/28/2014 6:34:41 PM

I'm thinking about signing up for the AMEX Blue Card. $250 statement credit after $1000 in spending, 3% at supermarkets, 2% gas, 2% select stores, and 1% everything else. Being able to earn statement credits (i.e. cash) is appealing to me. Plus no annual fee. What are your thoughts? Right now I only carry some shit Citi card that gets 1% back in thank you points.

10/29/2014 5:13:36 PM

https://www.penfed.org/visasignaturepoints/

4% back on gas and 2.4% back on supermarkets. I think they'll cut you a check but I'm not positive.

10/29/2014 5:21:12 PM

Where do you see those percentages in that link? Only see 5pts and 3pts respectively. Need a card for groceries.

10/29/2014 8:34:45 PM

5 points...and points are worth .85 cents each or something along those lines. Just got a $250 Visa Gift Card from them

[Edited on October 29, 2014 at 8:39 PM. Reason : Blue Cash card does 6% on groceries, but you gotta pay an annual fee]

[Edited on October 29, 2014 at 8:39 PM. Reason : http://www.cardhub.com/best-gas-credit-cards/]

10/29/2014 8:38:38 PM

Marriott Card is about to get axed. Not paying annual fee next year to never use it, even with free night like someone said above Cat 5 is like the fucking fairfield now, I can just pay the hundred bucks at that time....

10/30/2014 1:09:02 AM

Also this is the most epic airline miles cash in ever...

https://medium.com/travel-adventure/what-its-like-to-fly-the-23-000-singapore-airlines-suites-class-17d9f3fee0d

10/30/2014 1:12:02 AM

awesome

10/30/2014 8:39:48 AM

http://www.businessinsider.com/the-5-best-credit-cards-for-the-wealthy-2013-7?op=1

10/30/2014 2:06:46 PM

Almost time for another churn, thinking citi 2 free night card and lufthansa but not sure what else.

10/30/2014 2:22:27 PM

Which Lufthansa card?

10/30/2014 2:35:10 PM

Barclay

10/30/2014 2:48:18 PM

^^^, Citi's are a pain to churn, methods?? From some others I think Brit Air by Chase is going to up their typical 50K Avios sign up shortly around holidays.

10/30/2014 3:46:35 PM

got an offer in the mail for the AMEX Blue Cash card; almost threw it in the trash, but opened it hoping for a special offer. it was. $250 back after spending $1000 in 3 months. signed up and instantly approved with a $15,000 CL. woo free money.

10/30/2014 3:46:39 PM

yay fraud alert on my Sapphire Preferred. Got an email about a $250 charge online to ThinkGeek. Didn't have the expiration date, code on the back or billing address correct so they're just thinking they were guessing numbers.

10/30/2014 3:54:52 PM

Quote :

"Citi's are a pain to churn, methods??"

wat

10/30/2014 4:38:21 PM

I keep getting emails from chase about how they're extending my credit limits, which I didn't ask for and I don't want. I'm getting nervous that I need to start closing some of my cards. HALP

10/31/2014 1:50:22 AM

Quote :

"I keep getting emails from chase about how they're extending my credit limits, which I didn't ask for and I don't want."

why do you care if they increase your limit? doesn't that just mean that you'll have a lower debt-to-credit ratio? it's not like you have to use it

10/31/2014 7:51:15 AM

^^^, I got criss crossed between thinking I was on FT but was on TWW.

10/31/2014 9:13:59 AM