PAGE 2

5/25/2007 12:34:50 PM

No Page Left Behind

5/25/2007 2:37:50 PM

tell him to just open one with boa or citibank, i wouldnt even bother trying to go back to a bank that wouldnt let me put money in an account with them... unless his past bad credit history has something to do with citi or boa

5/25/2007 2:59:44 PM

Quote :

"actually got them to reopen my account, "

why would you invest money with a bank that would do that to you?

5/26/2007 1:24:25 PM

From the msn column linked on Page 1, the author states:

Quote :

"But even the most conscientious consumer can get tripped up now and then (especially if there's a hold on your deposits, or if the bank messes up -- as mine did recently by processing a $403.50 transaction as $4,035.00)."

Doesn't the depositing financial institution typically encode the checks? If so, that wouldn't have been her bank's fault.

5/27/2007 2:35:55 AM

I would imagine they can. They should call you so you can get the money before they close it instead of closing it without informing you.




Banks are just businesses. The people who run them care no more about people than anyone else.

5/27/2007 2:45:14 AM

tell him he needs to go over some people's heads and call someone higher up. You can look up websites and find phone numbers for more important people in the company

5/27/2007 1:53:07 PM

I don't believe the bank has done anything wrong, and I'll tell you why.

The only recourse to prevent such occurances would be to do the credit checks before allowing you to open an account, which could take days. This would mean, that everytime someone moved to a new area and needed a local account, or was simply opening up their first account, they would have to wait several days before they could utilize banking services.

It it sensible that everyone should be forced to wait several days before opening an account just to prevent this from happening to the 10% of people that get rejected?

How, what banks should do is notify you that your account is under review and liable for closure, so you don't put any more money in the account then you need to. This way, if you do get rejected then it will not kill you to wait a week or so to get your money back.

Or, even better, when accounts are closed they call you and give you the option of coming down to a local branch and picking up a cashiers check.

If it is not too late to prevent the check from being mailed out, then getting the ear of the right person in the company should allow you to pick up said check in person, eliminating the week long wait.

5/27/2007 7:25:56 PM

^ You are fucking retarded.

It does not take days to do a credit check.

5/27/2007 8:36:48 PM

^^yeah when I opened my bank account they checked my credit right then and were like ok that looks good then they continued with the paperwork

[Edited on May 27, 2007 at 8:38 PM. Reason : .]

5/27/2007 8:38:30 PM

for real, when i went to get my car loan they had nearly every transaction i'd made since i was 16 (at 3 different banks) in a matter of minutes

5/28/2007 12:06:15 AM

http://www.truecredit.com

all 3 reports immediately including fico scores. you can refresh the report daily.

It does not take days to do a credit check.

5/28/2007 1:10:40 AM

Apparently I stand corrected.

Then I wonder what did happen. Did they not bother checking for a few days, or did it take a few days to get a definitive answer from someone in charge at the bank? At some-point someone saying "His credit looks fine to me, but I still want to run it past my boss."

Or, perhaps it is possible that something bad happened to his credit days after he opened the account...

5/28/2007 7:45:52 AM