GOP is too busy kicking their own nuts.and moron i'm not claiming to have a better plan. i'm simply stating that the one you wanted was terrible.if you're hung up on pre-existing conditions: i don't think it's fair to insurance companies or to the people that were already paying for insurance. the insurance industry is only sustainable up to so many people with their hands in the cookie jar... kind of a giant ponzi. now you're saying insurance companies have to accept any applicant, regardless of whether or not they already know that person will cost them tons of money. it's the same as telling geico that they have to give a guy with 2 dui's and multiple accidents auto insurance. it isn't sustainable.i know by now you want to break out "death panels" and omg what about grandma and the children. look, i think it sucks. i'd much prefer we found a way to help those people too. that won't happen without a fundamental change in society. the aca is an attempt to force people to take care of one another. in the end, though, it will just hurt everyone. i honestly don't think it's malicious either; it's just misguided and lacks foresight. keep in mind the people that really pushed this garbage through don't have anything at all to worry about including obama. they're set FOR LIFE with a salary multiple times the average household income.
1/3/2014 8:42:16 PM
Haha, you just keep repeating the same thing, but with more elaborate statements. So far, It seems like you only have beef with the coverage of preexisting conditions, which is possibly the only aspect of healthcare reform republicans, democrats, and everyone else agree on without hesitation. If your belief is that sick people with no insurance should have no options for guaranteed coverage, your voice is irrelevant because your objective isn't to make the healthcare system better. You're starting from entirely different assumptions than everyone else. It also likely means you don't actually understand the problem, but Id rather give you more credit and just assume you just don't care about fixing (what was) one of the biggest problems with our healthcare.
1/3/2014 9:23:32 PM
1/3/2014 10:01:18 PM
^ sheesh you aren't paying attention. You're basically asking for the government to pay for sick people, which is fine. When ACA first passed I decried it as an insurance company handout. But in the absence of a public option, the turd sandwich of the ACA is what we get. We can thank republicans for this mostly. At this point, ACA needs more tweaking and debugging. This shouldn't shock or surprise anyone, but if you say this around the GOP they'll scream for a repeal and a return to the status quo. Fry hasn't offered any solution, and I've asked him several times if he thinks the gov should pay and he's said nothing.
1/3/2014 10:10:21 PM
1/3/2014 10:16:29 PM
^ who pays for the sick people?
1/3/2014 10:56:19 PM
^^I see where I misread your post.You realize that crowing about not needing insurance for basic medical care has literally nothing to do we mandatory coverage for pre existing conditions? A large chunk of those people have grave illnesses, which is why they can't get insurance. Who should pay for them? If someone gets cancer, needs a transplant, needs a prosthetic, or gets in a serious car accident, you can have several hundred thousand dollars in bills. And I aware of your theory that healthcare should be cheap enough for people to afford without insurance, but that's not feasible. It's not how the system evolved, and is counter to how much research dollars are in our healthcare system. And if you think ACA is too heavy handed, your system would require massive, massive amounts of government intervention to wind back a health care system that developed over a hundred years. There's literally no way to make your idea happen without totalitarian control. Your ideas about healthcare would be easier to implement after obamacare provisions are in place, because you could adjust the rules to decouple healthcare from employers, slowly bring salaries down as your plan would necessitate, ween big pharma off their giant research budgets,etc. I somehow think this would be less popular....[Edited on January 3, 2014 at 11:05 PM. Reason : ]
1/3/2014 11:05:18 PM
You say the system "evolved this way" so it's messed up. The system "evolved this way" because we pushed it in this very direction! It didn't just happen by accident. The gov't placed wage caps and restrictions on companies in the 1930s and 1940s. Companies responded by offering health insurance in lieu of wages. The government gave them tax-breaks for doing so. That entrenched the employer-provided insurance system. Naturally, as more people were shoe-horned into the employer-provided system, actual competition for individuals diminished, making individual plans more and more expensive. Likewise, as individual plans became more expensive, people then had their insurance tied to their jobs. Change jobs, change insurance. No other insurance works like this, but health insurance does. So now you've got the problem with pre-existing conditions rearing its ugly head. If you are more apt to change insurance, you are more apt to run into the basic problems that happen when you change insurance.This isn't as bad as it could be, as long as basic care is affordable. But, to top it off, the gov't added more and more requirements of what insurance must cover. If you understand anything about insurance, you know that the more insurance covers, the more it must cost. Likewise, when insurance covers something, the thing it covers also rises in sticker cost to compensate for it. Study after study shows that states with more mandates on what insurance must cover have higher corresponding premiums. This isn't rocket science. So, you've made basic care unaffordable without insurance, while making it more likely that people will have to change insurance often, increasing the likelihood of them running into pre-existing condition exclusions, while also making individual plans that aren't as likely to turn over prohibitively expensive. This didn't happen by accident, and it certainly didn't happen as the result of a free-market; get that myth completely out of your head.I'm well aware that unwinding this fucked up system would require massive effort. But only a fool or dissembler could call removing government intervention an introduction of government intervention in the market. I wouldn't unwind it over-night, because that would be a massive clusterfuck. We got into this problem in a phased manner, and we can get out of it in a phased manner. The first step is to phase out the tax-incentives given to employers. It's not just a "theory" that basic healthcare should be cheap enough for people to afford without insurance; it's how it used to be. The basics of almost everything else with an insurance market are all affordable: basic car repair, home repair, etc. yet, health care, one of the the most highly-regulated insurance markets, is massively unaffordable. And every step of the way as prices have risen, we've had concurrent increases in gov't intervention which have only made it worse. yet somehow, yet another instance of it that pushes the system further down the insurance path, is going to fix it? That's absolute insanity!No, my ideas would NOT be easier to implement after obamacare is in place. It will be harder. Pulling out a tick is not easier once it burrows deeper into the skin. Likewise, further entrenching the employer-provided insurance system does NOT help get rid of the problems inherent in an employer-provided insurance system.And all of this doesn't even begin to touch on issues with big pharma and the gov't's meddling in the hospital system, arbitrarily restricting the supply of doctors (salaries going up, what?) via medicare funding, etc.]
1/4/2014 12:26:08 AM
Health insurance isnt insurance, it never has been, and it cannot be. It is a misnomer. You have that part right. http://www.businessinsider.com/your-private-health-insurance-is-really-a-government-program-2013-10But nothing else you said makes sense. You still don't address how sick people pay for healthcare. You cover routine things, but don't address the illnesses that chew up most of health costs (keep in mind 10-20% of the sickest people use up 70-80% of costs). Even assuming you make things magically cheaper under the system you envision, these are costs that would be paid for by the government anyway, or result in spiraling increases in healthcare services (sort of like what was happening before ACA). The only way to stop the spiraling increase in costs is to have more people in the insurance pools. In the absence of more people in insurance pools, you kick out the sick people (any of this sound familiar to you...? Your ideas don't work burro). One way to get more people into the pools is to incentivize employers to help pay...The other way is ACA.THe other way is single payer.The other way is a public option. These are the only viable options. You can see where the US stands in relation to other countries. Our culture doesn't like the idea yet of a single payer, the public option is the best middle ground, and is probably the only way to fix the biggest problems with obamacare. I'd like to see, as dtownral speculates, what would happen if the ratios were changes between the most costly plans and cheaper plans.And employer health insurance was not a result of wage caps, and developed because of dangerous working conditions look up the history of Kaiser healthcare, the first "health insurance" company (that actually was more like insurance). Other ways to change ACA is to get rid of the minimum standard on plans. That way insurance companies would create a cheap plan that covers almost nothing, to cover the costs of the sickest people, without people feeling forces into buying a very expensive plan.
1/4/2014 12:58:24 AM
medicare for everyone!
1/4/2014 10:50:17 AM
1/4/2014 12:56:21 PM
1/4/2014 3:42:48 PM
1/4/2014 4:04:26 PM
Let's see... If the insurance company had offered that plan, the gov't would have come in and stopped them. That fits the definition. Stop being a dickhead.
1/4/2014 4:16:24 PM
1/4/2014 4:19:45 PM
so what are the current chances it will self destruct?
1/4/2014 4:21:37 PM
^^ you're obviously trolling at this point to make up for your insecurity over your lack of hair. Go get some hair plugs from your Obamacare and leave the adults to talk. Thanks.^ it was built from the beginning to self-destruct.[Edited on January 4, 2014 at 4:23 PM. Reason : ]
1/4/2014 4:22:42 PM
1/4/2014 4:25:38 PM
I love you. Let's spend the rest of our lives together!
1/4/2014 4:33:46 PM
1/4/2014 4:40:07 PM
1/4/2014 4:48:35 PM
1/4/2014 4:50:16 PM
1/4/2014 4:55:14 PM
1/5/2014 1:36:54 AM
1/5/2014 9:59:51 AM
I'm not remotely convinced that the market forces that drive down the prices of elective procedures (LASIK) have any effect on procedures you need to live (appendectomies).
1/5/2014 2:51:33 PM
you mean you didn't spend weeks researching appendectomy reviews and shopping around for the best price?
1/5/2014 2:54:02 PM
1/5/2014 3:44:41 PM
^Insurance companies do the leg work of attempting to reduce what hospitals charge. They even have way more buying power than any single individual. But since it's hospitals that eat the cost of uninsured patients, there's only so much that "price shopping" can do. Having everyone insured (either through mandate or single payer) is the best way to have market forces drive the costs of procedures down.
1/5/2014 5:32:04 PM
(spoiler: that's why the Heritage Foundation created Obamacare, because its the "free market" way to solve the problem)
1/5/2014 6:23:24 PM
[user]aaronburo[/user]'s rants are bad enough, does he have to keep posting that picture?
1/5/2014 7:25:41 PM
try adblock, i don't see any pictures on this page
1/5/2014 8:14:39 PM
Did Romney care have the same ratios for premium costs?Were the min coverage standards similar?
1/5/2014 9:33:02 PM
1/5/2014 9:52:40 PM
The deductible cap is interesting...I wonder why ACA doesn't have one. The deductible is where many people are currently finding themselves screwed.
1/6/2014 6:20:58 AM
http://www.space.com/24157-obama-legacy-in-planetary-exploration.html
1/6/2014 10:12:05 AM
Not so much an Obama credibility issue, but this is an important case testing limits on Presidential powers and how they are used. At issue are Obama's recess appointments which were not made while the senate was not technically in recess.http://www.scotusblog.com/case-files/cases/national-labor-relations-board-v-noel-canning/
1/7/2014 1:51:27 PM
1/7/2014 4:41:19 PM
1/15/2014 11:33:45 PM
1/15/2014 11:56:22 PM
1/15/2014 11:57:16 PM
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1/16/2014 12:00:52 AM
1/16/2014 12:04:26 AM
(FYI, i have blocked any images that you post, so I'm not sure what that is)
1/16/2014 12:07:36 AM
Fixing a car is just like providing health care you guys.For instance, when it costs a lot to save a loved ones life, you can just total them and take the insurance payout.And having an untreated broken leg causes someone to live in pain for the rest of their life, just like a flat tire would on their car.
1/16/2014 8:19:03 AM
I've had to get a couple surgeries on my shoulder, so the maintenance costs are getting pretty high. I'm going to sell it and get a quality off-lease shoulder, maybe something with leather.
1/16/2014 8:32:58 AM
1/16/2014 9:59:29 AM
McCrory having a Jan Brewer moment.
1/16/2014 2:15:56 PM
aaronburro, everyone. Literally copy-pasting his own post as a response and then calling the other guy a troll. Is there a still a way to block all of his posts?
1/16/2014 5:59:28 PM
^ you might want to go back and re-read that exchange, bro. trollholio couldn't make any logical rebuttal to what I posted, so he just took what I posted as the quote and "replied" with what I originally quoted. So I just re-posted my original.
1/17/2014 12:00:39 AM