As a recent graduate now without health insurance, I am having a hard time finding plans that have a co-pay on mental health. Unless I missed it, I didn't see any such plans with BCBSNC. Ideally I woud like to go to a psychiatrist once a month, so I'd like to pay around $30-40 per visit, and prescription drug benefits are not necessary. Besides that, a moderate deductible ($500-1000) would be desired and hopefully a premium under $150 a month for an otherwise healthy 24 year old male. Let me know if you know of any options or plans in North Carolina. Thanks!

9/11/2006 5:47:10 PM

i had regular coverage for mental health with bcbsnc, $20 co-pay
im with uhc now though so i cant remember what plan i had

[Edited on September 11, 2006 at 6:04 PM. Reason : co-pay]

9/11/2006 6:04:00 PM

Do you know what plan (was it through a job?), cause all of the BCBSNC plans I see on their website say that mental health coverage is 50% covered after a deductible which seems like a hell of a lot to me.

9/11/2006 9:30:45 PM

might be too late now, but if you were covered under your parent's plan while a full time student, you can use COBRA to continue that same coverage for 18 months i believe. youll have to pay for your own policy now, but i was assuming your old coverage had you covered under mental health.

9/11/2006 9:37:45 PM

hmm, I believe I had coverage on my parents' old plan

but it has been just over a year since I was on that plan, I doubt I would still be eligible unfortunately

9/11/2006 9:53:24 PM

yeah, i think you only have like 30 days to take advantage of that.

9/12/2006 12:58:55 AM

my BCBS plan covers mental health and rehab for drug or alcohol addiction.
(i get mine through my employer)

[Edited on September 12, 2006 at 9:30 AM. Reason : ]

9/12/2006 9:29:46 AM

bttt

9/13/2006 4:20:09 PM

Good luck, and lemme know what you find

9/13/2006 4:48:14 PM

The mentally ill don't realize they're mentally ill that's the coverage

9/13/2006 5:17:25 PM

bttt, still lookin

9/19/2006 5:15:57 PM