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 Message Boards » » So WTF? Apt. Communities suck. HELP! Page [1]  
ncemt_03
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Since when are college students expected to have perfect credit? every single half decent place i have checked out for a 1 bdrm for me and g/f requires great credit and my shit sucks. Anybody know some place that is decent and doesn't do the credit check crap? thanx

5/12/2006 1:57:43 PM

Liz919
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sorry they're all like that you're gonna have to get someone to cosign the lease....probably your parents...it's terribly demeaning

5/12/2006 1:59:29 PM

meganey2004
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sent you a PM

5/12/2006 3:26:28 PM

brianj320
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i have perfect credit and still needed a cosigner for my townhouse. go figure.

[Edited on May 12, 2006 at 3:34 PM. Reason : .]

5/12/2006 3:34:01 PM

ncemt_03
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it's rediculous, like i have seriously gone through 2 tanks of gas apartment searching, like if they are cocks on the credt thing why not at least offer an online applications to save the hassle. damn.

5/12/2006 4:41:07 PM

Wolfpack2K
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Go with a private landlord. Find a student, usually a grad student or something, that owns a house or apt. and is renting out a room in it. That's been best for me - I've had problems with all of the "company" landlords I"ve had, but the private landlords have been great; plus it helps out a fellow student.

5/12/2006 4:45:36 PM

ncemt_03
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^thats what i have done since i've been in NC ie:jan1 2005, it was easy trying to find larger houses but seems almost impossible to find a landlord for a 1 bdrm. if anyone has a good ref. for me that would be excellent.

5/12/2006 4:55:05 PM

twolfpack3
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If you were responsible with your credit, you wouldn't have this issue. I have perfect credit & have never had any issues with getting a place.

Why the hell would a landlord want a bum who doesn't give a rat's ass about paying their bills? I can't imagine why they wouldn't want to rent to someone like that

But as previously said, w/o a cosigner, you'll have to find a private owner.

5/12/2006 4:56:30 PM

NorthtoSouth
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man up get a house

5/12/2006 5:10:37 PM

ncemt_03
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^^I'm 22 and have never needed a credit card or line of credit for that matter. bought my vehicle cash. i work for a living. there is a big ass difference between having "bad credit" and not having any credit at all. but thanx for the life lessons, much appreciated and def. helps with the apartment search.

5/12/2006 5:41:11 PM

Patman
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It's not so much about credit as income. I suspect you've been denied because you don't have enough income. You'll need a consignor.

5/12/2006 6:26:05 PM

ncemt_03
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^nope, between the g/f and i we make just under a $1000 a week during summer when i'm not in class. u only need to have 3 times the rent monthly. it's based on the credit which is why i was seeing if anyone lived somewhere where they didn't check credit.

5/12/2006 9:09:12 PM

JonHGuth
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just get your parents to cosign like all the other college students

5/12/2006 9:12:41 PM

ncemt_03
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^yeah, about that, my bad there buddy. unfortunately my mother has shittier credit than i do. I don't have a mommy with a good job and a BMW. I'm a Scholarship/Financial Aid baby. If it was that easy would i have really posted to TWW to find someplace who doesn't check credit. Obviously your parents are getting their moneys worth.

5/12/2006 9:16:10 PM

JonHGuth
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you dont need to make a lot of money to establish a good credit history. they should be able to pass the credit check just because they are old and have been establishing their credit for a long time.

i mean you already said that you make more money than they need to see.

5/12/2006 9:21:51 PM

ncemt_03
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[unfortunately my mother has shittier credit than i do.]

[Edited on May 12, 2006 at 9:23 PM. Reason : .]

5/12/2006 9:23:03 PM

JonHGuth
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sorry, i glanced over your post and thought you were saying she didnt make enough

5/12/2006 9:23:50 PM

ncemt_03
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naw man, i've got no good cosigner. havn't been home since i left for college. seriously though, there has got to be some decent complex that doesn't require great credit. i mean, it seems like if you make more than enough to pay rent in one week then that should be sufficient

5/12/2006 9:27:27 PM

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