with some good incentives. right now im thinking nations bank just because they have so many locations and atms everywhere.

12/14/2005 7:02:09 PM

ING Direct offers 3.75% interest

12/14/2005 7:09:03 PM

im not really talking savings. im talking good checking/atm

12/14/2005 7:15:42 PM

suntrust

12/14/2005 7:25:26 PM

locally, BB&T if you can't get an account with SECU.

Nationally, BoA, but if you don't do a lot of traveling, BB&T is a better choice.

12/14/2005 8:02:15 PM

^^like hell, i hate suntrust with a passion

12/14/2005 9:00:33 PM

nations bank.. haha. man, that was such a long time ago

12/14/2005 9:02:13 PM

secu

12/14/2005 9:27:59 PM

bb&t sucks withered balls

12/14/2005 9:34:15 PM

Quote :

"suntrust"

FUCK THAT!

If you can, get on with a SECU or FECU.

12/14/2005 9:38:40 PM

Nations bank was bought out by Bank of America years ago.

12/14/2005 9:50:12 PM

I got a letter saying Bank of America will give you $100 for opening a checking account and another $25 for opening a savings account at the same time.


expires tommorow

http://www.bankofamerica.com/125signup

Offer code: DEC5921889

12/14/2005 9:58:38 PM

emmigrant

12/14/2005 10:21:58 PM

^^^ My mom was a VP at CCB before it merged with suntrust They didn't fire her though, she gets paid more to not do as much now.

12/14/2005 10:39:43 PM

Wachovia.

Suntrust if fucking useless; my mom bancks with them, and has gajillions of problems.

12/14/2005 10:47:56 PM

ive had no problems w/ Bank of America, free checking etc...and its easy to find an ATM in other states..which i like

12/14/2005 10:50:44 PM

I have accounts at both Wachovia and BB&T...and honestly, both suck around campus. But I'd go with BB&T if I had to choose only one.

12/14/2005 10:52:06 PM

before it was Nation's Bank it was NCNB...now that was a LONG time ago

12/14/2005 11:32:53 PM

SECU if you can...

12/14/2005 11:37:47 PM

SECU IF YOU CAN

12/15/2005 12:05:19 AM

SECU is a credit union, not a bank.

SECU if you can.

12/15/2005 12:12:57 AM

ya i shouldve said in my original post that i already have a secu which is where my money my mom gives me goes so i was looking for another bank

12/15/2005 12:17:33 AM

Why?

12/15/2005 12:21:56 AM

yeah that would have been helpful, ace... ha jk

that's where i have my checking/atm and everything else, so that's why i suggested it. had bb&t before - they're ok...

i know several people with mixed feelings about wachovia...

12/15/2005 12:23:12 AM

Wachovia

esp. if you are looking for lots of atms...they are Everywhere!

12/15/2005 12:29:46 AM

Wachovia is fine..but only if you can keep a steady balance and not be down to only a couple bucks in your account... Their fees are killer for overdrawing, and overdraw coverage by having a savings account is like $10 everytime you need it...it sux if you only have a few bucks

But a ton of locations and their online stuff isn't too bad either

[Edited on December 15, 2005 at 12:45 AM. Reason : yup]

12/15/2005 12:44:53 AM

Isn't BOA's online account access thing the one that updates the fastest and posts your account activity the soonest?

12/15/2005 12:48:07 AM

yea Wachovia's overdraft stuff SUCKS...30 bucks cuz i went over 3.

their online stuff is pretty good..my dad put money in and i saw it 5 mins later

12/15/2005 12:51:39 AM

just know how much money you have in your account and don't overdraft

duh

12/15/2005 1:47:08 AM

secu doesnt charge for overdraft. i had -70 dollars once

12/15/2005 2:28:18 AM

Yeah they do, they charge either 1 or 12 dollars, depending on whether it's the first time that month.

Quote :

"just know how much money you have in your account and don't overdraft"

I don't want to blow your fucking mind or anything, but a lot of college kids live on a very minimal amount of money. Also, a huge amount of people don't realize that you can overdraft with your check card. I know a lot of people who have racked up $300 in overdraft fees from a bunch of four and five dollar charges by people who still thought they had some money left.

12/15/2005 2:35:42 AM

Don't use RBC Centura. They have lots of fees and require you to have a crap load of money in your account.

CCB was my only bank since I was a kid...but I moved after it merged with SunTrust. I don't have much experience with SunTrust, but I haven't had any major problems with using my check card or anything.

12/15/2005 1:30:20 PM

SECU's overdraft charge is 0.50 each time you do it. I think you get like 6 times a month or something. What they do is take 50$ from your savings account (or wahtever account your overdraft one is) and put it in your checking for you and charge you 0.50$. I'm not sure what they do if you dont have another account linked to your checking.

12/15/2005 1:45:53 PM

I'm happy w/ BB&T

12/15/2005 1:52:58 PM

^^http://www.ncsecu.org/RatesAndFees.aspx?page=8&item=0&name=cntlDepositRates

You're correct, you can have 6 overdraft transfers a month.

If you don't have an account linked, you don't have overdraft protection, and it would classify as having insufficient funds and $12 would be charged to your account.

I had CCB growing up (starting with when it was called NBC bank). Switched over to SECU a couple of years ago and haven't looked back since.

[Edited on December 15, 2005 at 1:55 PM. Reason : .]

12/15/2005 1:54:32 PM

I used to only use the North Carolina State Employees Credit Union,

but since that's not an option at my current location,

I use Wachovia (however, they are only in midtown).

-ZiP!-

12/15/2005 1:57:51 PM

This is your best bet since all banks are scams.

12/15/2005 6:13:52 PM

Are you still a student?

I have accounts with SECU (not available to you prolly), Wachovia, and BoA
Wachovia is great for me while I'm still a student. If you're going to go to the West Coast ever, get the BoA. I was in Vegas for a week and had to pay exorbitant ATM fees because Wachovia doesn't cross the Mississip. Anyway, BoA has been pretty good so far for my checking, but I haven't used them much.

12/15/2005 6:27:31 PM

first citizens

get overdraft protection, online banking
updates real quick online, is free, not as many atms and kinda stingy on locations, not sure if they go outside of nc....

available in nc, va, wv, tn, and maryland

[Edited on December 17, 2005 at 1:15 AM. Reason : j]

12/17/2005 1:13:57 AM

why don't you want to stay with SECU?

Quote :

"I'm not sure what they do if you dont have another account linked to your checking."

banking with SECU means you have a share acct linked to your checking acct.
now, whether you have extra funds in the share acct to transfer is an entirely different matter

12/17/2005 1:18:28 AM

if you say i referred you to bank of america we'll both get $25
i've never had a problem with them and their online banking is pretty damn sweet.

12/17/2005 1:46:25 AM

NATIONS BANK

LMAO!!!! I remember the suckers I would get from that place....that was some good shit.

Bank of America....

First Citzens sucks ASS!!1

12/17/2005 8:55:47 AM